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Find out how to listen to other BBC stations After decades in which borrowing has been virtually free, Japan is raising interest rates, affecting savers and borrowers alike.♪

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We talk to a former rate-setter at the Bank of Japan, to a homeowner who is braced for the cost of her mortgage to rise, and to a saver who ponders whether now is the time to finally bring her investments back to Japan.♪ And we explore who's making money from the rising cost of borrowing. (Photo: A Japanese man cycles pass by a stock market indicator board in Tokyo, Japan, 15 October 2026.♪ He has short black hair, going grey at the sides and wears black trousers and a black T-shirt.♪ Credit: EPA) You can email the team: businessdaily@bbc.co.uk Presenter: Sam Fenwick Producer: Gideon Long♪

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